Terms of Use
Last Updated: December 11, 2025
1. Agreement to Terms
These Terms of Use (the “Terms”) constitute a legally binding agreement between you, whether personally or on behalf of an entity (“you”), and Pylon Publishing LLC, doing business as The Investor’s Podcast Network and The Investor’s Podcast (We Study Billionaires) (“The Investor’s Podcast Network,” “we,” “us,” or “our”), concerning your access to and use of:
- https://stage.theinvestorspodcast.com and any related subdomains, and
- Any other media form, media channel, podcast feed, newsletter, mobile website, or mobile application that links to these Terms
(collectively, the “Site”).
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS, YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE, AND YOU MUST DISCONTINUE USE IMMEDIATELY.
Supplemental terms and conditions or documents that may be posted on the Site from time to time (including, without limitation, our Privacy Policy, Disclaimer, and any community or event-specific terms) are hereby expressly incorporated into these Terms by reference.
We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason. We will indicate changes by updating the “Last updated” date above. You waive any right to receive specific notice of each change. It is your responsibility to periodically review these Terms to stay informed of updates. Your continued use of the Site after we post revised Terms means you accept and agree to the changes.
The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Those who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent those laws are applicable.
The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site.
2. Intellectual Property Rights
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, podcasts, text, photographs, graphics, and other materials on the Site (collectively, the “Content”), and the trademarks, service marks, trade names, and logos contained therein (the “Marks”), are owned or controlled by us or licensed to us and are protected by copyright, trademark, and other intellectual property and unfair competition laws of the United States and other jurisdictions.
The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.
Provided that you are eligible to use the Site, you are granted a limited, revocable license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content, and the Marks.
3. No Investment Advice; Educational and Informational Purposes Only
The Site, including all articles, podcasts, videos, show notes, tools, newsletters, and other Content, is provided for informational and educational purposes only.
You understand and agree that:
- The Content is general and impersonal in nature and does not take into account your objectives, financial situation, or needs.
- Nothing on the Site constitutes, and should not be construed as, financial, investment, tax, legal, or accounting advice.
- The Investor’s Podcast Network is not a registered investment adviser or broker-dealer and does not provide individualized investment advice or advisory services.
- No communication from us (through the Site, email, communities, events, or otherwise) creates an advisory, fiduciary, or client relationship between you and us.
Nothing on the Site is, or should be construed as:
- A recommendation, offer, or solicitation to buy, sell, or hold any security, financial instrument, or strategy, or
- A guarantee of any particular result or outcome.
Investing involves risk, including the possible loss of principal. Past performance is not a guarantee of future results. You are solely responsible for your own investment decisions and for performing your own research and due diligence. You should consult your own qualified financial, tax, legal, or other professional advisor before making any financial decisions.
Hosts, guests, contributors, and affiliates of The Investor’s Podcast Network may hold positions in the securities or strategies discussed on the Site and may change those positions at any time without notice. For additional important disclosures, please review our Disclaimer, which is incorporated into these Terms by reference.
4. User Representations
By using the Site, you represent and warrant that:
- All registration information you submit will be true, accurate, current, and complete;
- You will maintain the accuracy of such information and promptly update it as necessary;
- You have the legal capacity and you agree to comply with these Terms;
- You are not a minor in the jurisdiction in which you reside and are at least 18 years of age;
- You will not access the Site through automated or non-human means, whether through a bot, script, or otherwise;
- You will not use the Site for any illegal or unauthorized purpose; and
- Your use of the Site will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).
5. User Registration
You may be required to register with the Site or with third-party platforms we use to deliver certain services (such as communities, events, or email lists). You agree to keep your password(s) confidential and are responsible for all use of your account(s).
We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, misleading, or otherwise objectionable.
6. Fees and Payment
We may offer certain products, services, subscriptions, or digital content for a fee through the Site or related platforms.
You agree to provide current, complete, and accurate purchase and account information for all purchases. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed.
We bill you through an online billing account for purchases made via the Site or related platforms. Sales tax may be added to the price of purchases as required by us or by law. Prices are subject to change at any time. All payments shall be in U.S. dollars (USD).
You agree to pay all charges at the prices then in effect for your purchases, and you authorize us (or our payment processors) to charge your chosen payment method for any such amounts when due. If your purchase is subject to recurring charges (such as subscriptions), then you agree that we may charge your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you cancel in accordance with our cancellation policies.
We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment, and to refuse any order placed through the Site.
7. Free Trial
From time to time, we may offer free trials or promotional access to certain services (for example, community memberships or premium content). The specific terms of any free trial will be described at the time of the offer.
Unless otherwise stated:
- Free trials are available only to new users or as specified in the offer.
- At the end of the trial period, your access may automatically convert to a paid subscription at the then-current rate unless you cancel before the trial ends.
Please review any free trial offer carefully for applicable terms and conditions.
8. Cancellation
You can cancel a recurring subscription at any time by:
- Logging into your account and following the cancellation instructions for the applicable subscription; or
- Contacting us using the contact information provided below.
Unless otherwise stated in the specific offer, your cancellation will take effect at the end of the current paid term, and you will continue to have access until that term expires. Paid amounts are generally non-refundable unless we expressly state otherwise or are required to do so by law.
If you are unsatisfied with our services, please email us at contact@theinvestorspodcast.com.
9. Prohibited Activities
You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us.
As a user of the Site, you agree not to:
- Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without our written permission.
- Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
- Use the Site to advertise or offer to sell goods and services, except as expressly permitted by us.
- Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on use of the Site and/or the Content contained therein.
- Engage in unauthorized framing of or linking to the Site.
- Trick, defraud, or mislead us or other users, especially in any attempt to learn sensitive account information such as user passwords.
- Make improper use of our support services or submit false reports of abuse or misconduct.
- Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data-gathering and extraction tools.
- Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
- Attempt to impersonate another user or person, or use the username of another user.
- Sell or otherwise transfer your profile.
- Use any information obtained from the Site to harass, abuse, or harm another person.
- Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise not authorized by us.
- Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
- Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.
- Harass, annoy, intimidate, or threaten any of our employees, contractors, or agents engaged in providing any portion of the Site to you.
- Delete or alter any copyright or other proprietary rights notice from any Content.
- Copy or adapt the Site’s software, including but not limited to HTML, JavaScript, or other code.
- Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material that interferes with any party’s uninterrupted use and enjoyment of the Site or that modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.
- Upload or transmit (or attempt to upload or transmit) any material that acts as a passive or active information collection or transmission mechanism, including, without limitation, clear gifs, 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms”).
- Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system that accesses the Site (such as spiders, robots, scrapers, or offline readers).
- Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
- Use the Site in a manner inconsistent with any applicable laws or regulations.
10. User-Generated Contributions
The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, comment sections, or other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, ideas, or personal information (collectively, “Contributions”).
Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary (subject to our Privacy Policy).
When you create or make available any Contributions, you represent and warrant that:
- You own or have the necessary licenses, rights, consents, and permissions to use and authorize other users and us to use your Contributions as contemplated by the Site and these Terms.
- The creation, distribution, transmission, public display, or performance of your Contributions, and the accessing, downloading, or copying of your Contributions, do not and will not infringe any rights of a third party, including copyright, patent, trademark, trade secret, moral rights, or rights of privacy or publicity.
- You have the written consent, release, and/or permission of each identifiable individual in your Contributions to use their name and likeness as contemplated.
- Your Contributions are not false, inaccurate, or misleading.
- Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
- Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
- Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
- Your Contributions are not used to harass, threaten, or promote violence against any person or group.
- Your Contributions do not violate any applicable law, regulation, or rule.
- Your Contributions do not violate the privacy or publicity rights of any third party.
- Your Contributions do not solicit personal information from anyone under the age of 18 or exploit minors in a sexual or violent manner.
- Your Contributions do not include any content that violates laws concerning child protection.
- Your Contributions do not include offensive comments connected to race, national origin, gender, sexual orientation, or disability.
- Your Contributions otherwise comply with these Terms and applicable law.
We may, in our sole discretion, remove, edit, or disable access to any Contributions for any reason or no reason, and without notice.
11. Contribution License
By posting Contributions to any part of the Site or by making Contributions accessible to the Site by linking your account to any of your social networking accounts, you automatically grant to us (and represent that you have the right to grant) an unrestricted, unlimited, irrevocable, perpetual, transferable, sublicensable, royalty-free, fully paid-up, worldwide license to host, use, copy, reproduce, modify, adapt, publish, translate, transmit, distribute, store, archive, publicly perform, publicly display, and create derivative works from such Contributions (including, without limitation, your image and voice) for any lawful purpose, including commercial, advertising, and promotional purposes, in any media now known or hereafter developed.
We do not claim ownership over your Contributions. You retain any ownership rights you may have in your Contributions, subject to the rights you grant us in these Terms.
You waive any moral rights in your Contributions to the fullest extent permitted by law and warrant that no moral rights have otherwise been asserted in your Contributions.
We have no obligation to monitor your Contributions, but we may do so and may remove or edit Contributions at any time and for any reason.
12. Social Media
As part of the Site’s functionality, you may link your account to online accounts you have with third-party service providers (“Third-Party Accounts”). By linking any Third-Party Accounts, you authorize us to access and use certain information and content from those accounts as described in the original section above. Your relationship with those third-party providers is governed solely by your agreements with them.
13. Submissions
Any questions, comments, suggestions, ideas, feedback, or other information about the Site or our services that you provide to us (“Submissions”) are non-confidential and shall become our sole property. We may use and disseminate Submissions for any lawful purpose, without acknowledgment or compensation to you.
14. Third-Party Websites and Content
The Site may contain links to third-party websites (“Third-Party Websites”) and may display or make available content belonging to or originating from third parties (“Third-Party Content”).
Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for them. Inclusion of, linking to, or allowing the use or installation of any Third-Party Websites or Third-Party Content does not imply approval, endorsement, or recommendation by us.
If you decide to leave the Site and access Third-Party Websites or use Third-Party Content, you do so at your own risk. You should review the applicable terms and privacy policies of any third party you interact with.
Any purchases you make through Third-Party Websites are solely between you and the applicable third party. We are not responsible for any such purchases, and you agree to hold us harmless from any harm caused by your dealings with third parties.
15. Advertisers and Sponsors
We may allow advertisers, sponsors, and promotional partners to display advertisements or other information on the Site, including within or alongside our content (such as podcast show notes, episodes, or articles).
If you are an advertiser or sponsor, you are solely responsible for:
- The content of your advertisements, promotions, or offers, and
- Any products or services you provide in connection with those advertisements.
We provide advertising space and promotional placements, but do not:
- Create, control, or endorse the claims, representations, warranties, or offers made by advertisers or sponsors, or
- Guarantee the performance, safety, suitability, or legality of any third-party products or services.
From time to time, we may receive compensation from advertisers, sponsors, or affiliates whose products, services, or companies are mentioned, promoted, or linked on the Site. Such relationships are intended to be disclosed clearly and conspicuously in accordance with applicable laws and regulations.
You agree that:
- Any third-party claims, representations, warranties, offers, or terms are solely the responsibility of the third party, not The Investor’s Podcast Network; and
- You should perform your own due diligence before engaging with any third party or purchasing any product or service.
16. Site Management
We reserve the right, but not the obligation, to:
- Monitor the Site for violations of these Terms;
- Take appropriate legal action against anyone who violates the law or these Terms, including reporting such users to law enforcement authorities;
- In our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion of the Site;
- Remove from the Site or otherwise disable all files and content that are excessive in size or burdensome to our systems; and
- Otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.
17. Privacy Policy
We care about data privacy and security. Please review our Privacy Policy.
By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms by reference.
The Site is hosted in the United States of America. If you access the Site from any other region with laws or other requirements governing personal data collection, use, or disclosure that differ from U.S. law, then, by using the Site, you are transferring your data to the United States, and you consent to such transfer and processing.
18. Copyright Infringements
We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please promptly notify us using the contact information provided below with a written notice that includes all information required under applicable law (such as the Digital Millennium Copyright Act, if applicable).
19. Term and Termination
These Terms remain in full force and effect while you use the Site.
WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS, WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, TO DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES) TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING, WITHOUT LIMITATION, FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OR OF ANY APPLICABLE LAW OR REGULATION.
We may terminate your use of the Site or delete your account and any content or information you posted at any time, without warning, in our sole discretion.
If we terminate or suspend your account, you are prohibited from registering and creating a new account under your name or under a false or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.
20. Modifications and Interruptions
We reserve the right to change, modify, or remove the contents of the Site at any time and for any reason, at our sole discretion, without notice. We have no obligation to update any information on the Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time.
We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.
We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance.
21. Governing Law and Venue
These Terms and your use of the Site are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-law principles.
You agree that any legal action or proceeding arising out of or relating to the Site or these Terms shall be brought exclusively in the state or federal courts located in Pennsylvania, and you hereby consent to the personal jurisdiction and venue of such courts.
22. Dispute Resolution; Informal Negotiations
Before filing any legal action against us, you agree to first contact us at contact@theinvestorspodcast.com and attempt to resolve the dispute informally in good faith. If we are unable to resolve the dispute informally within thirty (30) days after such contact, either party may pursue any rights or remedies available under applicable law in the courts identified above.
Nothing in this section limits our right to seek injunctive or other equitable relief for your breach of these Terms or misuse of the Site.
23. Disclaimer
THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK.
TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant or represent that:
- The Site or any Content will be accurate, complete, reliable, current, or error-free;
- The Site will be secure or available at any particular time or location; or
- Any defects or errors will be corrected.
We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party in connection with the Site, and we will not be a party to, or in any way be responsible for, monitoring any transaction between you and third-party providers of products or services.
24. Limitations of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS, REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE GREATER OF: (A) THE AMOUNT PAID, IF ANY, BY YOU TO US FOR ACCESS TO THE SITE DURING THE SIX (6) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US $100.00).
Some jurisdictions do not allow certain limitations or exclusions of liability, so some of the above limitations may not apply to you.
25. Indemnification
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any losses, damages, liabilities, claims, or demands, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of:
- Your Contributions;
- Your use of the Site;
- Your breach of these Terms;
- Any breach of your representations and warranties set forth in these Terms;
- Your violation of the rights of a third party, including but not limited to intellectual property rights or privacy rights; or
- Any overt harmful act by you toward any other user of the Site.
We reserve the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense of such claims.
26. User Data
We will maintain certain data that you transmit to the Site for the purpose of operating the Site, as well as data relating to your use of the Site. Although we perform routine backups, you are solely responsible for your data. You agree that we shall have no liability to you for any loss or corruption of such data, and you waive any right of action arising from such loss or corruption.
27. Electronic Communications, Transactions, and Signatures
Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications from us and agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing.
YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE.
28. California Users and Residents
If you are a California resident and any complaint with us is not satisfactorily resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at:
1625 North Market Blvd., Suite N 112
Sacramento, California 95834
or by telephone at +1 (800) 952-5210 or +1 (916) 445-1254.
29. Miscellaneous
These Terms and any policies or operating rules posted by us on the Site constitute the entire agreement and understanding between you and us concerning the Site.
Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.
We may assign any or all of our rights and obligations to others at any time. You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent.
If any provision of these Terms is determined to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.
There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms or use of the Site.
You agree that these Terms will not be construed against us by virtue of having drafted them.
30. Contact Us
To resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:
The Investor’s Podcast Network
Hershey Square 113, 1152 Mae Street,
Hummelstown, PA 17036, United States of America
contact@theinvestorspodcast.com
